Built for income that isn't a fixed salary: how many months your savings cover essential spending if the work slows down.
The whole idea
Assumes income stops. That's the point of the number.
Runway assumes income stops or drops to whatever you enter above, not that it continues at today’s average. The point of the number is to show the worst realistic case, not to predict what will actually happen.
Common mistake
Counting a credit limit as runway
An available credit line is borrowed time, not saved money, and it comes with interest attached.
Worth knowing
Related to, but not the same as, an emergency fund
The emergency fund calculator sizes the target; this one checks where you stand against it right now.
Income that moves month to month? That’s exactly what NetWorth+’s forecast view is built to track.
This calculator runs entirely in your browser. Nothing you type is sent anywhere, stored, or logged; reload the page and it is gone. It is provided for general information only and is not financial, tax or investment advice. Results are estimates: always check figures against your own statements, employer, lender or a qualified professional before acting on them.
NetWorth+ is available for Android. No bank login, no advertising, and nothing recorded until you approve it.